I was in a familiar lake area but more tropical than the one near me. I was a little frustrated and fearful as I was sailing. My boat filled with water. I somehow picked up the entire boat, water in it and all, and dumped it out. I started sailing again. Then a blondish girl comes up on my starboard side on a Hobie-cat and a voice behind me, a male voice, says "Nice tack," to the girl.